Protecting Your Money & Your Data: Orbit Money's Privacy Policy

Introduction

This Privacy Policy has been created by Orbit Money Inc (“we,” “our,” “us”) to inform the user (“you,” “your") and help understand the privacy terms you are subject to when using and accessing our website(s) and services.

By using our website https://orbitmoney.com, you consent to this Privacy Policy and the data permissions required.

Personal and Business Information

When accessing our website(s) and services, we collect the following information about you and your business:

When visiting our website(s), you may provide us with information to register a personal or business profile. We will collect your personal and business information as required. Moreover, we may collect additional information to fulfill the services you require.

We collect your personal information. We collect your name, address, telephone number, email address, financial information, and identification information.

We may collect additional information about your business, including certificates of incorporation, article of incorporation, registration documents, addresses, director's personal information, owners' personal information, employees' personal information, and/or financial statements or other information related to your business.

We may collect additional personal and business information as you continue to use our services.

When you use or access our website(s) and services to send money, receive money, make a conversion, or another service, we may collect information relevant to all parties involved in the transaction(s).

This may include the purpose of sending funds, receiving funds, converting funds, and/or another service you require by visiting or accessing our website(s) and services.

We may collect information on the source of funds, the method you used to fund your account, and geolocation information related to all parties involved in the transaction(s).

We may collect your beneficiary’s personal and business information. This may include company documents, personal information, financial information, location, and purpose of the transaction.

We may collect the information you provide us when in contact with any of our staff members.

Keeping Personal and Business Information

We collect and store your personal and business information to comply with legal and regulatory obligations and business purposes.

We retain the information for as long as the law states or as long as we need to for the interest of our business, provided it is not prohibited by law.

If your account is closed or deactivated, we will retain your personal and business information for as long as the law requires. We will continue to use and disclose such personal and business information in accordance with this privacy policy.

Processing and Using Your Personal and Business Information

  • Access our website(s) and services;
  • Authenticate your access to your account;
  • Communicate with you about your account, our services, or Orbit Money Inc latest news;
  • Fulfill a service using a service provider or a business partner;
  • Perform credit checks, other financial checks, evaluate applications and verify the accuracy of your information;
  • Keep your account information updated.

For our business interests such as monitoring, analyzing and improving our website(s) and services overall performance;

To protect our website(s) and services by using your information, including your personal and business information, transaction information, and geolocation information and help detect and protect against fraud and abuse of service;

To market to you and keep you up to date with our products and services;

To provide you with specific location related services;

To comply with our legal and regulatory obligations and to enforce our customer agreement and relevant policies;

To respond to your requests and inquiries.

Sharing Your Information

We may share your personal and business information with service providers, business partners, or other third parties who may store and use your personal and business information for various reasons this includes:

  • To facilitate KYC (Know your customer) procedures;
  • To fulfil services and execute transactions on our behalf and based on our instructions.
  • To help detect and prevent illegal and fraudulent acts and violations of our services and agreements.
  • For regulatory and compliance requirements.
  • With users, you are sending funds to or receiving funds from.
  • With other third parties as required or permitted by the law. This includes:
  • Sharing your personal and business information to comply with the law and regulatory bodies;
  • Sharing your personal and business information to comply with law enforcement, subpoena, a court order, or other legal processes;
  • Sharing your personal and business information to comply with law enforcement, subpoena, a court order, or other legal processes;
  • Sharing your personal and business information if we believe, at our sole discretion, that it is appropriate to prevent a physical harm or threat, financial loss, or in connection with an investigation of suspected or illegal activity;
  • Sharing your personal and business information to investigate or enforce our user agreement or other terms applicable to any of our services;
  • Sharing your personal and business information to protect our property, services and legal rights;
  • Sharing your personal and business information to facilitate a purchase or sale of all or part of Orbit Money Inc;
  • Sharing your personal and business information to help manage and prevent risk of fraud against us, our users, website(s) and services, service providers, business partners and involved third parties;
  • Sharing your personal and business information to companies that we plan to merge with or be acquired by;
  • Sharing your personal and business information with credit collection agencies;
  • Sharing your personal and business information with auditors and policy and legal consultants;
  • Sharing your personal and business information to support our compliance and company governance functions.

We do not share your personal and business information with third parties for their marketing purposes without your consent.

Cookie and Tracking Technology Usage

When you visit or access our website(s) and services, we may use cookies and other technologies (Cookies) to understand your usage of our website(s); this will help us in:

  • Understanding our online user experience;
  • Understanding the effectiveness of our marketing and promotional material;
  • Perform analytics;
  • Manage risks and help in preventing potential frauds;
  • Promote safety and trust across our website(s) and services.

You have the option to decline or disable cookies; however, your choices of services may be limited or not possible.

Privacy Choices

You have a choice to decline to provide us with your personal and business information. In this case, certain or all services may not be available to you.

Your Rights

You have certain rights related to your personal and business information. You have the right to access and correct it. You have the right to personal and business information erasure should it be permitted by the law and regulatory bodies. If you wish to exercise these rights, please contact us.

Information Protection

We maintain a reasonable level of protection for your personal and business information against:

  • Loss and misuse;
  • Unauthorized access;
  • Disclosure;
  • Alteration.

While we are dedicated to securing our systems and services, you are responsible for securing and maintaining the privacy of your login information, password(s), account and profile registration information and verify that your personal and business information is accurate and up to date.

We are not responsible for any personal and business information we share based on your authorization or as a result of you sharing your log in information whether it was intentional or unintentional.

Minors

Our website(s) and services are not made to serve minors under the age of majority. We do not intentionally collect information from minors. If we detect that we have collected information from a minor, we will promptly delete it. Contact us if you suspect that we have unintentionally collected information from a minor.

Changes to Our Privacy Policy

We may revise and make changes to our privacy policy from time to time. This may be due to a change in our business practices or changes in applicable laws.

The revised privacy policy will be effective once published on our website(s). If the revision has substantial changes, we will provide you with at least 30 days notification. We may notify you by email or other means of communication.

Transferring and Storing Your Personal and Business Information to Another Country

We may transfer and store your personal and business information to other countries depending on our service providers and business partners’ operation and jurisdiction requirements. Our and our service providers and business partners’ privacy policy will always be updated to comply with applicable laws in jurisdictions your personal and business information is transferred to or stored in.

Contact Us

You may contact us by visiting our contact us page if you have questions related to our privacy policy.